Policy Sellers

Are you eligible to sell your policy?

If you have a life insurance policy with a face amount of $100,000 to $25,000,000, have had a change in health and are over the age of sixty you may qualify for a Life Settlement. In some cases we will consider a terminally ill insured under the age of sixty and insurance policies under $100,000. The best way to find out if you qualify is to complete our Pre-Qualification Application from the link below.

There are several reasons an insured may want to sell their insurance policy which include the following:


The policy is no longer needed or wanted

Life situations can change and there may not be a need for your policy.


Premiums payments have become too expensive

Family / Personal situations can change with time, affecting your life insurance needs.


You may needs funds to help pay for medical costs

Premiums become expensive. Selling your policy relieves you of this burden.


Your estate planning needs may have changed

Medical needs can be sudden. You can use this cash to pay for them.

How to sell your policy

Discover the Fairmarket Process

Get started
To get started with selling your life insurance policy you can either complete our Pre-Qualification Application or reach out your insurance agent to see if a Life Settlement is the right fit for you.
Documentation Review​
Once it is determined that a Life Settlement is the right fit for you we will then review all of your policy documentation and medical records.  We will use this information to determine the value of your policy.  Once a value is determined you may receive an offer.
Approval and Transfer
The length of this process varies and depends on how long it takes to receive and review medical records, how quickly you are able to sign and return contracts and how quickly the insurance company can transfer ownership.

States We Are Licensed In

**FairMarket only accepts applications and purchases policies from states where we are licensed, or where no such licensure is required.  If you do not reside (or your client does not reside if you are an agent) in a state in which FairMarket is licensed, please do not submit an application for a life settlement.