Sell your Whole Life Policy today

Receive Cash 

Use this cash for any expenses you may have:

  • Fund your retirement. 
  • Fund children’s college tuition.
  • Unexpected medical expenses.


Stop Making Payments

We pay the premiums to keep the policy in force and grow our investment:

  • Get cash now. 
  • Retain a portion of insurance. 
  • Avoid future premium payments.

Keep a Portion of Coverage

Retain the death benefit throughout the life of the policy

  • Get the cash you need while continuing to protect your loved ones or business. 

Steps to the Process

  1. Contact us for a quote and the answers you need. (see “Required Items” below)
  2. Review with your trusted financial advisor.
  3. Sign the offer in acceptance. 
  4. Total transaction completed in approximately 30-45 days.

Required Items needed for an offer:

  • Illustration #1: *Pay off any policy loan first*, then scheduled whole life premiums to maturity, using dividends to purchase paid up insurance
  • Illustration #2: *Pay off any policy loan first*, then reduced paid up with no further premiums, using dividends to purchase paid up insurance
  • Current Policy Statement: Separate from illustration to show current values
  • Disregard “**” if loan does not apply 

Important Points

  • Your age and current health condition is not a contributing factor. 
  • We share the family’s interest in the continued good health of the insured.
  • Instead of surrendering the policy to the carrier, retain a portion of the coverage and receive cash at closing.
  • We accept polices that already have loans against them.

Reasons to Sell Your Whole Life Policy

  • Need immediate cash for personal reasons.
  • Can no longer afford the premium payments.
  • No longer a wise investment.
  • Estate planning needs have changed.


© 2021 FairMarket Life Settlements. Disclaimer: FairMarket Life is not approved and licensed in all States.  Due to the inevitability of internet to enter States without intention, this website or any other correspondence does not constitute a solicitation for business in any particular State. This site is not intended for AK, CO, DE, FL, HI, KS, KY, MS, MT, NE, NV, NH, NJ, ND, OK, OR, UT, VT, WV, WI residents. It is the responsibility of all intermediaries to follow the State laws and obtain any required licensure that corresponds to any particular financial or life settlement business in which they are engaging. FairMarket Life will not accept business in States in which it is not licensed. The information contained in this site is not approved for or pertinent to Alaska or any other State in which FairMarket is not licensed. We do not currently accept cases from AK, CO, DE, FL, HI, KS, KY, MS, MT, NE, NV, NH, NJ, ND, OK, OR, UT, VT, WV, WI